Mardi, Khairul Imtihan, Muhammad Fauzi Zulkarnaen. ADOPSI TRANSAKSI DIGITAL UMKM NTB: ANALISIS MEDIASI BUDAYA DAN KEPERCAYAAN. misi [Internet]. 2025 Jul. 4 [cited 2025 Jul. 5];8(2):312-21. Available from: http://www.e-journal.stmiklombok.ac.id/index.php/misi/article/view/1680